I have a favourite sports bra (does that count as top!?) Its bright pink with purple down the side - I think it was a limited edition Shock Absorber! I don't wear another top over it in Summer - but Winter is getting a bit awkward as I need layers before I start -then I tend to over-heat (even with a reflective bib!) They need to invent a top that aclimatises to the body temp! And before you say Helly Hanson (Dry) - tried that!